If you got into an accident and got injured due to somebody else’s fault, you have the right to seek compensation for your loss. Be it medical bills, wage loss, or emotional pain; you hold the power to make the other person held responsible. And do not completely rely on your insurance companies for this. They might handle your case but won’t put much effort into offering you the best deal that you deserve. Moreover, if you have any history of medical conditions, they might also use it to decrease the value of your monetary claim.
So, it’s better to have a complete plan in advance. With the help of your personal injury lawyer, you must formulate strategies to get the best personal injury settlement. Below we have shared some of the tips on the same. Continue reading.
Have a Specific Settlement Figure in Your Mind
While you put together your personal injury demand letter, analyze your entire case well and think of a figure that is worth your claim. Do not set it too high or too low; have an estimate of your medical bills and any loss of wage and set the amount accordingly.
And, you will have to be a little flexible with your claim value as your insurance adjuster might show some solid facts you forgot to consider, which can lower your claim value. If you agree the offer is genuine, you can accept the adjusting offer. However, if you think you can make the other party reconsider your offer, do everything you can to manipulate them.
Take the Help of Your Personal Injury Lawyer
If you think your settlement argument with the insurance adjuster is not going as you’d hoped, it’s time to take help from a personal injury lawyer. Now, there are different attorneys for different injury cases. For instance, if you got injured in a rideshare accident, you should seek a rideshare accident lawyer as he’d be the best person to represent your settlement case well.
Especially in cases of settlement claims that include the compensation of lost future income and medical treatment worth tens of thousands of dollars, your lawyer would make the best offer by negotiating with the insurance adjuster. This is because the other party won’t agree to your heavy claim that easily; you would need to represent your case in detail with all the medical documentation.
Represent Your Medical Documentation
This is the most important point. You can’t get the other party to agree to your compensation claim if you don’t show them the appropriate medical records and receipts. Whatever medical treatment you get concerning your injury, ensure you keep all the records in the documentation. You must have the records in writing for all the prescriptions you took, receipts of all the over-the-counter medications, any therapist you consulted, and anything related to your injury. This will serve as a strong witness supporting your injury claim. You just have to have these records; your lawyer will handle the rest.
Do Not Settle Too Quickly
When you go for a personal injury settlement claim, know that you will have to play the negotiation game very well. The insurance adjuster will not say yes to your demanded claim. You will have to make them say yes or at least take them to a price worth your injury experience. The adjuster’s job is to decrease the figure as much as he can, and yours should be to justify your claim with all the evidence you have. As soon as the adjuster puts an offer to lower the claim, ask them to explain and see if it makes sense. If not, take your point of view forward with full confidence and justify it in a way they can’t say no to.
Emphasize Your Emotional Suffering If Needed
The emotional and mental trauma of an injury can be very disturbing. Do not hesitate to emphasize your emotional suffering while settling the injury claim. Along with all the necessary medical documentation, explain how painful the entire process has been for you and that you should get the claim to get the best treatment, including going to a psychologist. Your insurance might underestimate this point, but your best bet would be to justify it with all the evidence.
The Bottom Line
Settling on a personal injury claim that both parties accept is rare. However, as a victim, your job is to get an injury claim worth your medical treatment. If needed, do not think twice before consulting a personal injury lawyer, as he might be the best person to deal with in cases of severe injuries.